Tuesday, July 15, 2008

Cheap Medical Insurance Quotes - Where to Get Them

Thanks to medical costs sky high, the share of health insurance through the roof. So, how can you buy, not to expensive medical care for the price of well-known companies? Here's how ...

Cheap Medical Insurance

A few years ago the only choice you have for health insurance, a fee of service plan, also known as a compensation plan. With this plan, should you pay for your medical care, fill in a lot of forms, and then you wait will be reimbursed. These plans only "reasonable and customary" of expenditure, and are very expensive.

Ticket-service plans are still there, but they are not so popular that the management of health systems - BGL, OPP, and POSS. These plans for a network of providers of health services and hospitals, for which you pay a monthly fee and a small copayment for each doctor visit.

HMO (Health Maintenance Organizations) are the cheapest of these plans, but you can doctors in your network. OPP (Preferred Provider Organization) and POSS (in the planning, service) costs a little more, but you also have the ability to doctors outside the network.

Managed care plans vary widely, depending on the benefits and expenses. And similar plans from different companies may vary according to the 1000 $ or more, so it is important that the plans for a number of different companies then examine each plan to ensure the best policy for your situation.

Cheap Medical Insurance price comparison

With the introduction of the Internet, you can now go online and maintain a health insurance prices in a few minutes. The best way of doing this is to enter a comparison insurance site, where you fill in a questionnaire for several awards received by various companies. It is fast, easy and free.

Some of these sites offer recommendations insurance companies and tips, and some even have a chat function where you get answers to your questions about the health insurance by an expert. (See link below).

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